You must provide personal documents before obtaining consent in principle. Lenders and consultants are legally required to verify your personal circumstances and identity. To do this, you need to provide some or all of the following documents and information: In principle, a decision is not a guarantee. If you go through the full application process, the lender will take a closer look at your income and credit history. You can choose not to lend yourself credit at this point. The important thing is that not all mortgage principles are the same. So be warned and they can give you a misguided sense of security. Make sure you understand the scope of validation using the lender`s underwriting policy and that it has included a credit check. If you replicate this information, this information will be less necessary, so you would submit an agreement in principle once you have chosen a lender and a product.
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